Wow, this was an interesting and hard to follow daf, but basically, it deals with the question of what to do when two men owe money to one another when one of them dies before paying the debt. There is a rule that only land that the heirs inherit can be held against the lean of the debt (finance was my lowest grade in college, but I am doing my best here). So, discussing how to make this work out becomes really hard to follow. When they were both alive – they both owed one another and their debts cancelled one another out. However, if person A dies and leaves land to their kids, then person B can come and ask their kids for the money owed to them by taking a lien against the land. He would only do this is a creditor came to try and collect. And we learn a rule later in the daf that explains this:
Rabbi Natan says: From where is it derived that when one lends one hundred dinar [maneh] to his fellow, and that fellow lends a similar sum to a third fellow, that we take the money from this one, the second debtor, and give it to that one, the first creditor, without going through the middleman, who is both the first debtor and the second creditor? The verse states: “And he shall give it to him whom he has wronged” (Numbers 5:7), which indicates that the loan should be repaid to the creditor to whom the money is ultimately owed. Therefore, payment is made to the original creditor regardless of the issue of retroactive acquisition of the collateral.
So, this is how one can by the debt of another person. Or, really, how the world works. We borrow money to buy a house, and then lend money (that we owe to the house) to our kids to help cover tuition. . .
Money is a tricky thing. Borrowing money is even trickier.
I think of two things reading this: 1) the way friends pay for one another for little things, a meal out, a drink, and it’s mostly all a wash – if we both owe one another, then we balance each others’ debts; and 2) the mob bosses from TV – that if Reuven owe’s them money, and Reuven says – go ask Shimon, he borrowed money from me – that it would be likely that both Reuven and Shimon would suffer.
